Property Insurance may cover two types of
- Direct losses may be covered when the property is lost, stolen, damaged, or destroyed.
- Indirect or consequential losses related to direct losses may also be covered.
Business General Liability Insurance
Policies provide coverage for liability arising out of:
- Premises and Operation
- Fire Damage Liability (damage by fire to premises rented to insured)
- Personal and Advertising Injury
- Medical Payments
- Products/Completed Operations
Business Owners Package
You may want to consider a Business Owners Package which combines your Liability, Property, and other types of coverage into one comprehensive policy and which can help you save time and money on your total insurance program. And since we live in an age of million-dollar lawsuits, you may also want to add extra liability protection in the form of a Commercial Umbrella Policy. We can tell you more about these plans and if they make sense for you.
Business Auto Insurance
Insures vehicles that are owned, leased, hired or borrowed by businesses
Business Auto coverage may be used to insure private passenger autos and all types of trucks, trailers, semitrailers and commercial vehicles designed for use on public roads. We can give you more details about specific coverages and deductibles and about tailoring a Business Auto plan that’s right for you and your business.
Workers' Compensation provides for the payment of four types of benefits:
- Medical benefits
- Income benefits
- Death benefits
- Rehabilitation benefits
A representative can provide you with complete details on Workers’ Compensation Insurance and recommend cost-effective ways to control expenses through safety engineering and claim services.protection in the form of a Commercial Umbrella Policy. We can tell you more about these plans and if they make sense for you.