Musical Instruments Insurance

Your musical instrument sparks joy – both in you and in those who listen. Preserve that joy longer with musical instrument insurance policies tuned specifically for you.

As a worldwide leader in musical instrument insurance coverage – including fine string instruments we know which policies hit the right notes and which ones fall flat. We strike a balance, offering full-coverage, effective policies with highly rated insurers.
Total Dollar’s musical instrument insurance packages are music to your ears – and budget.
  • Customized policies based upon your instrument and its usage
  • Protection against accidental damage, natural disasters and theft
  • Limited exclusions (war and nuclear risks, wear and tear, gradual deterioration, etc.)
  • Optional accessory coverage (such as bows, music stands, etc.)
  • Valued-at coverage (including loss of value due to a covered accident)