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Luxury Home Insurance
Of all your significant assets, your home is the crown jewel. Explore extended limits for property and personal liability coverage designed specifically for your primary residence and vacation homes. We understand the singular responsibility of managing high-value properties while protecting your family from any associated risks. When you contact us for a luxury home insurance quote, we can help you determine the best policy portfolio, including financial assistance in the event of an unforeseen accident or disaster. No matter which solution you choose, you can have peace of mind in the with coverage for:
- Additional structures on the property
- Additional living expenses
- Personal legal liability
- Personal belongings include furniture, clothing, appliances and more.
Increasingly, natural disasters threaten the value of your home, yet many insurance policies fall short on protecting your assets from them. Explore additional endorsements to cover damages from:
- Volcanic eruptions
- Other Earth movements
Antique, Classic or Collector Cars
No two automobile collections are alike, so your insurance coverage should be specific to yours – and how often you plan to joy ride or showcase your collection. Typically, classic car insurance policies will include:
- Agreed value coverage: Pays for the car’s full-insured value with no depreciation in the event of a total loss, less your deductible
- Inflation guard: To compensate for how your car collection increases in value over time, the policy increases the vehicle’s value quarterly
- Spare parts
- Flexible usage: Don’t limit yourself to parades. Drive the vehicle up to 2,500 or 5,000 miles annually
And that’s just the beginning. Choose from a variety of additional coverage options, like emergency towing, roadside assistance, lost key return, car show expenses, theft reward and more.
As the team that runs your household grows, so does the need for protection against allegations and litigation. Cover all the individuals providing residential help, such as chefs, drivers, gardeners, housekeepers, nannies, babysitters, personal assistants and security personnel. Our policies can protect you against litigation for:
- Wrongful termination
- Sexual harassment
- Employment discrimination
- Reputational injuries to your character
- Personal injuries
When the unforeseen interrupts your meticulously planned travel arrangements, we’re there to lend a helping hand. Insure your investment in minutes for non-refundable losses, such as airfare, hotel and tour expenses, with a travel insurance policy. We also offer protection against losses due to medical emergencies, damage to personal property and even a death, which may occur away from home, while on vacation.
You have made considerable investments to care for your horse, and we can help you protect them. All risk mortality and theft coverage reimburse you for the death, theft or humane destruction of an insured horse.
If you own horses but do not operate a commercial horse business, private horse owner liability insurance can further protect you against legal claims in the event your horse causes bodily injury or property damage to someone either on or off your premises. Coverage is available up to $1 million and applies in the U.S., Canada and other U.S. territories.
Protect What Matters
Protect your lifestyle – and your legacy – with a dedicated risk management insurance professional who understands the demands and risks that come with your high-net-worth portfolio. We have the experience and knowledge to work alongside you to help determine which policies you need, which additional coverage options make the most sense – and how to best protect your invaluable investment. Contact us today to get started.