Medical Employment Practices Liability Insurance (EPLI)
In today’s society, often times lawsuits are filed with the Equal Employment Opportunity Commission against employers. If you aren’t adequately protected with a medical Employment Practices Liability Insurance policy (EPLI), you could be saddled with a challenging situation – and a bill that challenges your wallet and practice.
Our trusted carriers provide medical EPLI that aims to cover all plausible scenarios.
- Full third-party harassment and discrimination coverage
- Separate defense costs for patient molestation allegations
- Fair Labor Standards Act (FLSA) sub-limit for defense costs (certain states)
- Supplemental payments for attorney fees – or other costs resulting from investigations or defense before the State Licensing Board or Local Medical Board of Allegations
What is Medical EPLI?
Medical EPLI provides medical organizations with protection against employee lawsuits. Settlements in these cases can range from $50,000 to over $200,000 – and wrongful termination cases can result in payments up to $1,000,000. When you factor in rising defense costs, it’s clear why every medical organization could benefit from a medical EPLI policy.
Many business owners believe that a general liability or workers’ compensation policy would suffice in a lawsuit. But that’s typically not true, as medical EPLI covers a more expansive range of situations than either of these policies. EPLI is specifically designed to protect businesses from the threat of ligation – and each EPLI policy from Total Dollar is tailored further for your company’s unique needs.